Financing built for investors, not just homeowners.
Investment property lending works differently than a standard home purchase — different qualifying rules, different documentation, different goals. Here's what's available, and which path fits your strategy.
Whether you're buying your first rental, flipping a property for resale, or scaling a portfolio, the right financing depends heavily on your strategy — how you qualify, how fast you need to close, and whether you're planning to hold or sell.
Each has its own dedicated page with full details, a calculator, and honest answers to the questions people actually ask.
Which one fits your strategy?
DSCR Loans
Qualify based on the property's rental income, not your personal income or tax returns. Built for buying and holding — long-term, short-term, or vacation rentals.
- No personal income verification required
- Can close in your LLC's name
- Loan amounts up to $3 million
Fix-and-Flip Loans
Short-term financing built for the flip timeline — buy, renovate, and resell quickly, with financing that covers most of both the purchase and the rehab.
- Up to 90% of purchase price financed
- Up to 100% of rehab costs financed
- 12-month term, no prepayment penalty
More investor-focused programs, including conventional investment property financing, are on the way.
Let's talk about your investment strategy.
No pressure, no jargon — just a real conversation about your options.